Foibles of Retirement Planning

The traditional retirement model was based on a rigid assumption that people worked 40 years until they were 65, and then enjoyed a retirement supported by a company pension plan.…

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Keeping Credit Card Debt in Check

As the economy improves, so does consumer sentiment.1 Along with a rise in spending confidence comes a rise in credit card debt. Household debt balances continued to grow in 2016,…

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Inflation: Influences and Impacts

When prices rise across the board, people tend to “hunker down,” eat more meals at home, shop less, spend less and cut back. However, inflation rate increases have impacted various…

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Behave Yourself

“Overconfidence is a very serious problem. If you don’t think it affects you, that’s probably because you’re overconfident.”1 That’s a quote from Carl Richards, a financial advisor, author, speaker, columnist…

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